October 2017 – Personal Bankruptcy & Consumer Proposal Statistics

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Canada – Personal bankruptcies were down 7.4% and consumer proposal filings were up 2.5% as compared to the 12-months ended October 31, 2016. New Brunswick – Personal bankruptcies were down 10.9% and consumer proposal filings were up 21.6% as compared to the 12-months ended October 31, 2016.

September 2017 Personal Bankruptcy & Consumer Proposal Statistics

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New Brunswick – there were 2,616 personal bankruptcies and 1,813 consumer proposals filed in the 12-months ended September 30, 2017.  Bankruptcies were down 7.4% and consumer proposal filings were up 22.7% as compared to the 12-months ended September 30, 2016.

The End of a Business – Corporate Bankruptcy in Canada

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Canadian Companies can face Corporate bankruptcy either voluntarily or involuntarily. Corporate bankruptcy will be the End of the Company’s Existence. Good to know! In exceptional circumstances, a bankrupt company could make a proposal in order to exit bankruptcy. Creditor approval is required for this to occur.

Week 4: Teaching Children About Money Can Mean Better Financial Literacy for the Whole Family

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Life presents lots of opportunities to hone your own financial literacy skills and to help your children develop theirs. Deciding that you will share as much as possible with your kids can help you to be disciplined in making decisions and dealing with the impacts on you before you share with them, and that can be a good thing for the whole family.

August 2017 Personal Bankruptcy & Consumer Proposal Statistics

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Canada – Personal bankruptcies were down 6.5% and consumer proposal filings were up 2.6% as compared to the 12-months ended August 31, 2016. New Brunswick – Personal bankruptcies were down 6.5% and consumer proposal filings were up 21.7% as compared to the 12-months ended August 31, 2016.

Week 2: How To Live Beholden To No One

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Calvin Coolidge once said, “There is no dignity quite so impressive, and no independence quite so important, as living within your means.”  I like to think what he meant by this is that when you live within your means, you can hold your head high because you are beholden to no one.