January 2020 – Personal Bankruptcy & Consumer Proposal Statistics

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Canada – Personal bankruptcies were down 1.7% and consumer proposal filings were up 18.7% as compared to the 12-months ended January 31, 2019.

New Brunswick – Personal bankruptcies were up 2.3% and consumer proposal filings were up 13.0% as compared to the 12-months ended January 31, 2019.

December 2019 – Personal Bankruptcy & Consumer Proposal Statistics

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Canada – Personal bankruptcies were down 1.2% and consumer proposal filings were up 17.9% as compared to the 12-months ended December 31, 2018.

New Brunswick – Personal bankruptcies were up 3.6% and consumer proposal filings were up 13.1% as compared to the 12-months ended December 31, 2018.

November 2019 – Personal Bankruptcy & Consumer Proposal Statistics

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Canada – Personal bankruptcies were down 1.9% and consumer proposal filings were up 17.4% as compared to the 12-months ended November 30, 2018.

New Brunswick – Personal bankruptcies were up 4.4% and consumer proposal filings were up 11.6% as compared to the 12-months ended November 30, 2018.

Licensed Pros Provide Options for Student Loan Debt

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By consulting a Licensed Insolvency Trustee (“LIT”), you can receive advice about all of your student loan repayment options, not only the options offered by the National Student Loan Service Centre or your financial institution.

When Small Business Owners Run Into Financial Trouble, What They Need is Help

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We believe that entrepreneurs should be encouraged and supported, particularly when they run into financial difficulty.

2019 Surplus Income Standards

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The Government of Canada has set net monthly income thresholds for a person or family to maintain a minimal standard of living in Canada. Every dollar that a bankrupt family makes above this level is subject to a surplus income payment of 50% while a person remains bankrupt.

What happens to a business when a shareholder goes bankrupt?

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A shareholder’s personal bankruptcy or consumer proposal always creates questions and sometimes concerns for anyone who has an interest in the business. Here are a few answers.

Buying vs. Leasing a New Vehicle – Part Two – The Risks and Benefits of Leasing

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Remember, leasing is like renting so there are usage limits. This isn’t actually your vehicle.