The New Brunswick government is offering a one-time benefit of $100 to help low-income families with their home energy bills.
Category: Blog
A Gentler Method: Why a Negotiated Consumer Proposal Can Be A More Fair and Reasonable Debt Solution
If you have debt problems you also have options. A Consumer Proposal can be a much better and more manageable solution than bankruptcy to resolve your debts.
Reset and Restart: Personal Bankruptcy and the Relief from the Stress of Unmanageable Debt in Canada
Personal Bankruptcy is the last choice for most individuals but it is good that this process is available because, without it, there might be no relief from the stress of unmanageable debt.
Week 4: Teaching Children About Money Can Mean Better Financial Literacy for the Whole Family
Life presents lots of opportunities to hone your own financial literacy skills and to help your children develop theirs. Deciding that you will share as much as possible with your kids can help you to be disciplined in making decisions and dealing with the impacts on you before you share with them, and that can be a good thing for the whole family.
Week 3: How Students Can Learn From Their First Big Financial Decision
Students should not be left out of financial decision making for school and should work with their budget and understand it; if they are going to learn from this important decision.
Week 2: How To Live Beholden To No One
Calvin Coolidge once said, “There is no dignity quite so impressive, and no independence quite so important, as living within your means.” I like to think what he meant by this is that when you live within your means, you can hold your head high because you are beholden to no one.
Week 1: How Being Comfortable Means Security and Options
There are a number of factors that play into achieving financial well-being. Some are within our control, and unfortunately, some are not. Like most things in life, we should focus our attention on the things that are in our control.
November is Financial Literacy Month
Financial Consumer Agency of Canada (“FCAC”), FLM is a coordinated effort “to strengthen the financial literacy of Canadians and empower them to manage money and debt wisely, save for the future and understand their financial rights and responsibilities”.
Director Obligations and How To Prevent Corporate Debts From Becoming Personal
Company debts can become personal debts. It is important to understand the links between the Company and directors (including guarantors of Company debts). These links need to be considered and managed when dealing with a Company insolvency. We have the experience to help.
The Up-Sell
You can’t make it through a drive-through without “do you want to upsize that?”, “can we add a muffin?”, “do you want to make a donation to….”; no, thank you, I just want the coffee I ordered!