Financial Math – The 5% House Down-Payment

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The reality is that owning a home can be the root of a myriad of problems, one of which is tied to the 5% down-payment. With mortgage insurance, you can buy a house with only a 5% down-payment.  Mortgage insurance is actually required whenever your down-payment is 20% or less of the purchase price.

The Cost of Credit Card Debt

If you are struggling to keep up with credit card debt and don’t see your balances decreasing this is a sign to seek professional help.  A Licensed Insolvency Trustee can review your financial situation and help you find the best strategy to deal with your credit card debt.